FEATUred winner
Northbridge Insurance
“I had a picture of a house, and the house was Premiere Mortgage Centre”
Kerri Reed,
Premiere Mortgage Centre
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EXCELLENCE AWARDEE:
Underwriting Agency of the Year
EXCELLENCE AWARDEE:
Underwriting Agency of the Year
https://www.northbridgeinsurance.ca
https://www.linkedin.com/company/northbridge-insurance/
info@nbfc.com
1.855.620.6262
105 Adelaide Street West Toronto ON M5H 1P9
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Winner:
The Securian Canada Award for Outstanding Customer Experience
Northbridge Insurance
John A. Adams
Chief Executive Officer of Primerica Canada
John Adams has served as the Chief Executive Officer of Primerica Life Insurance Company of Canada (“Primerica Life Canada”) since 2003. He previously served Primerica Life Canada as Chief Financial Officer and before that as Vice President of Finance. Before joining Primerica, John served as the Director of Finance of a major Canadian university and Treasurer of an insurance group of companies. He began his career in 1980 with KPMG LLP. He graduated from Trinity College at the University of Toronto with a bachelor of commerce degree and is a Chartered Accountant and Chartered Professional Accountant. John has provided industry leadership as a board member of the Investment Funds Institute of Canada (the mutual fund industry association) since 2005, having served as its board chairman from 2015 to 2017. He also serves as a board member of the Federation of Independent Dealers.
Chief Executive Officer of Primerica Canada
John A. Adams
www.facebook.com/primerica
@primerica
Robin Barham
Leadership
1188 Whakue St, Rotorua Central, Rotorua
Ben Webster
Co-founder and Head of Product
Leadership
Ben Webster, co-founder of AGILE, is also the driving force behind other successful insurtechs like Insured by Us and SanctionsCheck.co. With decades of experience in founding and scaling remote-first companies across multiple time zones, Ben has mastered the art of managing diverse skill sets. He is also a co-founder of Insurtech Australia, further cementing his reputation as a key industry influencer. His multifaceted experience in both traditional insurance and technological innovation makes him a unique asset to AGILE.
Co-founder and Head of Product
Ben Webster
Nick Goritsas is a seasoned insurance executive with over 30 years in the field, focusing on operational and financial improvements. He previously served as CFO and head of risk management at W.R. Berkley Insurance Australia and was the founding CFO at DUAL Australia. As the APRA Alternate Agent in Australia for W.R. Berkley, Nick brought an extra layer of compliance and risk mitigation to the table. His proficiency in finance and risk management provides AGILE with a strategic advantage in these critical areas.
Co-founder and Group CFO
Nick Goritsas
Robin Barham brings over 30 years of industry experience to AGILE, having honed his skills at Lloyd’s Syndicates in London and Australia. Starting out in Marine and Aerospace underwriting, he later assumed management roles focusing on A&H, Property, Casualty and Financial Lines. His former positions include underwriting manager at Catlin Australia, regional director at Arch Underwriting at Lloyd’s (Australia), and MD at StarStone Underwriting Australia. Robin’s extensive background adds unparalleled underwriting expertise to AGILE’s leadership team.
Co-founder and CEO
Robin Barham
Robin Barham brings over 30 years of industry experience to AGILE, having honed his skills at Lloyd’s Syndicates in London and Australia. Starting out in Marine and Aerospace underwriting, he later assumed management roles focusing on A&H, Property, Casualty and Financial Lines. His former positions include underwriting manager at Catlin Australia, regional director at Arch Underwriting at Lloyd’s (Australia), and MD at StarStone Underwriting Australia. Robin’s extensive background adds unparalleled underwriting expertise to AGILE’s leadership team.
Co-founder and CEO
Robin Barham
@Primerica
Robin Barham
Co-founder and CEO
As an independent, forward-thinking girls’ school we are committed to preparing girls for a lifetime of learning, leadership and engagement in our global community. We believe in girls.
At Ruyton Girls’ School we foster the individuality of each girl in a caring and safe environment, nurturing her intellectual, physical, social and emotional qualities that are essential to flourish.
Powerful learning is central to the Ruyton culture, building on our strong academic reputation. We focus on advancing the learning of every girl through the engagement of intellectual curiosity, building their knowledge and skills about how to learn, and supporting them to achieve their personal best and be exemplary citizens. We believe in real-world learning beyond the classroom, collaborating with the wider community to promote growth, discovery and sustainability.
We empower our girls to lead lives of purpose with courage, character and compassion. Through the development of values and action-focused learning they are inspired to pursue equity and justice for self and others. By embracing diversity and raising their voices, our girls effect positive change and make a difference.
Bellbird Park State Secondary College (BPSSC) prides itself on providing an innovative and inclusive education experience for all learners. Our college is extraordinary because of the incredible students, parents, community partners and staff who bring it to life each day. Since opening in 2017 with 212 Year 7 students and 31 staff, the school has been on a rapid journey of student growth and staff recruitment. BPSSC now has an enrolment of 1,800 students and 150+ staff members. Located in the aspirational, multiculturally rich Ipswich community (ICSEA 953), we’re exceptionally proud to be the school of choice in our community.
At BPSSC, we’re committed to supporting the success and wellbeing of every student as they transition through each stage of learning through our high-expectations, high-support approach. In 2023, 175 First Nations students are connected and thriving at our college. Our Many Pathways, No Limits mantra extends to all students, and we provide tailored differentiated, culturally appropriate educational opportunities for our First Nations students. Our approach to First Nations education is extensive, multifaceted and a whole-school effort effecting positive systematic change and outcomes for our students.
Bellbird Park State Secondary College (BPSSC) prides itself on providing an innovative and inclusive education experience for all learners. Our college is extraordinary because of the incredible students, parents, community partners and staff who bring it to life each day. Since opening in 2017 with 212 Year 7 students and 31 staff, the school has been on a rapid journey of student growth and staff recruitment. BPSSC now has an enrolment of 1,800 students and 150+ staff members. Located in the aspirational, multiculturally rich Ipswich community (ICSEA 953), we’re exceptionally proud to be the school of choice in our community.
At BPSSC, we’re committed to supporting the success and wellbeing of every student as they transition through each stage of learning through our high-expectations, high-support approach. In 2023, 175 First Nations students are connected and thriving at our college. Our Many Pathways, No Limits mantra extends to all students, and we provide tailored differentiated, culturally appropriate educational opportunities for our First Nations students. Our approach to First Nations education is extensive, multifaceted and a whole-school effort effecting positive systematic change and outcomes for our students.
Nick Goritsas
Co-founder and Group CFO
Co-founder and CEO
receive appropriate coverage for the lowest cost, freeing up cash flow to direct toward savings, investments, and debt reduction. This approach, grounded in practical financial education, has resonated strongly with Canadians facing economic uncertainty and rising living costs.
The company’s impact is evident in its market presence. In 2024, Primerica Canada surpassed $150 billion in life insurance face amount in force, ranking among the top 10 life insurers in the country by OSFI data. It issued $15.9 billion in term life insurance and paid more than $170 million in benefits to Canadian policyholders, underscoring its leadership in protection and its commitment to standing beside families in their most critical moments.
Primerica Canada’s value proposition is equally defined by service excellence. Its call centre consistently targets a competitive 20-second response time, ensuring fast, friendly, human support. The company’s claims performance is a particular point of pride: in the last fiscal year, 84 percent of claims were processed within 14 days and 96 percent within 30 days, offering timely financial relief when it matters most. In 2025, Primerica Canada further enhanced this experience with the introduction of a dedicated claims portal for representatives, enabling electronic submission of claims and real-time status updates, blending efficiency with transparency.
A thoughtfully expanded product shelf supports this service model. A new distribution agreement with Canada Life added a carefully curated selection of segregated funds that balance growth potential, guarantees, and creditor protection. These offerings complement Primerica Canada’s core term life and investment solutions and are bolstered by the Enhance program, which provides additional protection through critical illness, disability, travel medical, dental, and business overhead expense coverage.
Together, these solutions enable representatives to craft well-rounded financial strategies tailored to the needs of the cohort the company serves: middle-income families.
Education remains central to Primerica Canada’s identity. Clients receive a complimentary financial needs analysis that covers budgeting, debt management, protection, and savings strategies, delivered through one-on-one consultations that demystify complex financial concepts. Internally, the company invests heavily in training so representatives maintain up-to-date product knowledge and can provide clear, practical advice. This commitment is mirrored in “The Primerica Way,” a values framework introduced in 2025 that emphasizes purpose, integrity, faith, family, and freedom, and guides how employees and independent representatives serve clients and support one another.
Beyond its core business, Primerica Canada demonstrates a strong sense of social responsibility, supporting nearly 20 charitable organizations annually and amplifying conversations about the value of financial advice through initiatives like its Financial Security Monitor survey and thought leadership events.
By uniting disciplined market performance, client-first product design, responsive claims service, and a deeply rooted culture of education and values, Primerica Canada is a beacon for what excellence in the insurance industry should look like.
Rosie Orlando
President of Primerica Life Insurance Company of Canada
Rosie Orlando has been with Primerica, Inc. since October 2024 and served as President of Primerica Life Insurance Company of Canada (PLICC) since November 2022. She previously served as Executive Vice President and Chief Operating Officer of PLICC from February 2006 to November 2022, Senior Vice President, Training and Development from January 2022 to February 2006, and in various roles since joining the company in 1992. Rosie obtained her bachelor of arts from York University in Toronto.
President of Primerica Life Insurance Company of Canada
Rosie Orlando
Ben Webster
Co-founder and Head of Product
Ben Webster, co-founder of AGILE, is also the driving force behind other successful insurtechs like Insured by Us and SanctionsCheck.co. With decades of experience in founding and scaling remote-first companies across multiple time zones, Ben has mastered the art of managing diverse skill sets. He is also a co-founder of Insurtech Australia, further cementing his reputation as a key industry influencer. His multifaceted experience in both traditional insurance and technological innovation makes him a unique asset to AGILE.
Co-founder and Head of Product
Ben Webster
Jamie Ugarte, PMP
Senior Vice President, Business Solutions
Nick Goritsas
Co-founder and Group CFO
Nick Goritsas is a seasoned insurance executive with over 30 years in the field, focusing on operational and financial improvements. He previously served as CFO and head of risk management at W.R. Berkley Insurance Australia and was the founding CFO at DUAL Australia. As the APRA Alternate Agent in Australia for W.R. Berkley, Nick brought an extra layer of compliance and risk mitigation to the table. His proficiency in finance and risk management provides AGILE with a strategic advantage in these critical areas.
Co-founder and Group CFO
Nick Goritsas
Jamie Ugarte has been in the premium finance industry for over 10 years, with experience in various roles including account and project management. As the VP Business Solutions, Jamie manages a team of technical and project management specialists and oversees the development, delivery, and implementation of FIRST Canada’s technical solutions to our insurance partners. Jamie is a certified project management professional with a BA in political science from the University of Western Ontario.
Senior Vice President, Business Solutions
Jamie Ugarte, PMP
Stuart Murray has over 21 years of experience in the Australian financial services industry, specialising in credit assessment and mortgage underwriting. Prior to joining Brighten, Stuart was Head of Lending Australia and Responsible Manager at Resimac, where he was responsible for management of all aspects of Resimac’s Australian underwriting team. Prior to that, Stuart worked in mortgage credit assessment at St.George Bank and Bluestone Mortgages.
Head of Credit
Stuart Murray
Chris Meaker has over 21 years of experience in the finance industry with a focus on lending, business development and sales management. Prior to joining Brighten, he worked for La Trobe Financial, where he was an Executive General Manager and Head of Origination Channels. Previously, he worked for Pepper Financial Services Group as State Manager and Senior Business Development Manager.
Head of Distribution
Chris Meaker
Craig Thompson
Chief Operating Officer
Nick Goritsas is a seasoned insurance executive with over 30 years in the field, focusing on operational and financial improvements. He previously served as CFO and head of risk management at W.R. Berkley Insurance Australia and was the founding CFO at DUAL Australia. As the APRA Alternate Agent in Australia for W.R. Berkley, Nick brought an extra layer of compliance and risk mitigation to the table. His proficiency in finance and risk management provides AGILE with a strategic advantage in these critical areas.
Co-founder and Group CFO
Nick Goritsas
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www.youtube.com/primerica
@primerica
@primerica
Northbridge Insurance is a leading Canadian commercial insurer. Partnering with Canada’s most trusted brokers, we leverage our deep industry knowledge to safeguard our customers, allowing them to focus less on risks and more on opportunities. At Northbridge, we embody a customer-first mindset, engaging every employee in our purpose and ensuring every action starts with the customer in mind.
What sets Northbridge apart?
Responsive service: Each insurance claim is unique and deserves careful and close attention. To Northbridge, this means being ready, day or night, with expertise to address each claim quickly and thoroughly. Over 300 professionals make up our nationwide claims team. When a customer suffers a loss, they can count on insightful and focused assistance from someone who understands the finer points of their business.
Human connection: Northbridge treats every customer with empathy, transparency, and clear communication – providing reassurance during challenging times. Rather than treating claims as tasks, we ensure customers feel valued, guiding them through the entire process with clarity, so they always know what’s happening and when.
Tailored support: In the event of a claim, Northbridge is committed to providing our customers with dedicated support throughout the process. The claims process can be confusing, and we don’t want to keep our customers in the dark. When a claim is filed with us, we guide customers through the process from start to finish, so they know what to expect and when to expect it.
